小李刚开始工作，每个月的并不多。
Xiao Li has just started working, and his monthly salary is not much.
以前他经常买不必要的东西，所以总是没有钱。
He used to often buy unnecessary things, so he was always out of money.
后来他决定改变，开始认真计划每一笔。
Later he decided to change his habits and began to seriously plan every expense.
他每天自己做饭，很少去饭店吃，这样能省不少钱。
Every day he cooks for himself and rarely eats out at restaurants, which saves quite a bit of money.
买东西以前，他会先，再决定买哪个。
Before buying something, he compares prices first and then decides which one to buy.
他还把一部分存进，准备用。
He also deposits part of his salary into the bank, saving it for future use.
半年以后，他发现自己竟然存了不少钱。
Half a year later, he found that he had actually saved up quite a lot of money.
小李觉得，其实并不难，是要好。
Xiao Li feels that saving is actually not hard; the key is to develop good habits.