Chinese vocabulary — Tài chính topic

113 words · HSK 1, 2, 3, 4, 5, 6 and 7

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A roundup of 113 Chinese vocabulary words for the Tài chính topic across HSK 1, 2, 3, 4, 5, 6 and 7, grouped by meaning and with pinyin and English meanings. Learning Tài chính vocabulary in context helps you remember it longer and use it right away in conversation. Tap Study flashcards to review, or browse more Chinese vocabulary by topic and the HSK 1-9 pathway.

Tài chính vocabulary HSK 1(4 words)

HSK 1 pathway
HSK 1
yuán

yuan (monetary unit)

HSK 1
kuài

(measure word) yuan (unit of currency); piece

HSK 1
máo

hair, fur (of an animal)

HSK 1
piào

ticket

Tài chính vocabulary HSK 2(5 words)

HSK 2 pathway
信用卡HSK 2
xìnyòng

credit card

HSK 2
jiè

to lend

HSK 2

card (credit card, ATM, membership)

收入HSK 2
shōu

income

银行卡HSK 2
yínháng

bank card (usually a debit card)

Tài chính vocabulary HSK 3(13 words)

HSK 3 pathway
交费HSK 3
jiāofèi

to pay a fee; to pay (a bill)

人民币HSK 3
rénmín

renminbi; Chinese yuan (CNY)

HSK 3

to pay

保险HSK 3
bǎoxiǎn

insurance

HSK 3
cún

to exist

房租HSK 3
fángzū

rent (for housing)

HSK 3
zhī

to prop up; to support

支付HSK 3
zhīfù

to pay

收费HSK 3
shōufèi

to charge a fee; to collect payment

票价HSK 3
piàojià

ticket price; fare

经济HSK 3
jīng

economy

美元HSK 3
měiyuán

US dollar

HSK 3
fèi

fee; charge

Tài chính vocabulary HSK 4(4 words)

HSK 4 pathway
HSK 4
huá

to cut, to slit, to slash lightly

外汇HSK 4
wàihuì

foreign exchange

投资HSK 4
tóu

to invest; investment

美金HSK 4
měijīn

US dollar

Tài chính vocabulary HSK 5(4 words)

HSK 5 pathway
分成HSK 5
fēnchéng

to share; to divide

支出HSK 5
zhīchū

expenditure, expense

HSK 5
qiàn

debt

贷款HSK 5
dàikuǎn

loan (n.), to lend (v.)

Tài chính vocabulary HSK 6(10 words)

HSK 6 pathway
信用HSK 6
xìnyòng

credit; creditworthiness

HSK 6
zhài

debt

取款机HSK 6
kuǎn

ATM (automated teller machine)

外币HSK 6
wài

foreign currency

炒股HSK 6
chǎo

to play the stock market, to speculate in stocks

HSK 6

stock, share

HSK 6
zhàng

account, accounts, ledger

退票HSK 6
tuìpiào

to refund a ticket; to return a purchased ticket

金融HSK 6
jīnróng

finance, banking

金额HSK 6
jīné

sum of money, amount

Tài chính vocabulary HSK 7(73 words)

HSK 7 pathway
一卡通HSK 7
tōng

all-in-one card, multi-purpose pass

上调HSK 7
shàngtiáo

to adjust upward (salary, price, rate, etc.)

下调HSK 7
xiàtiáo

to lower, to reduce

买不起HSK 7
mǎi

cannot afford to buy

交纳HSK 7
jiāonà

to pay (money, taxes, fees)

借条HSK 7
jiètiáo

IOU, promissory note

倾家荡产HSK 7
qīngjiādàngchǎn

destitute, bankrupt, having lost everything

公积金HSK 7
gōngjīn

accumulation fund, provident fund

减免HSK 7
jiǎnmiǎn

to reduce or exempt (usually of taxes or fees)

凭证HSK 7
píngzhèng

voucher, document serving as proof

出息HSK 7
chū

interest, profit, return

出资HSK 7
chū

to contribute capital, to invest funds

合资HSK 7

to pool capital, to invest jointly

回扣HSK 7
huíkòu

Commission, rebate (usually in business transactions)

回落HSK 7
huíluò

to fall back, to drop (usually of prices, water levels, indices...) after having risen

大款HSK 7
dàkuǎn

tycoon, wealthy person

大笔HSK 7
dàbǐ

a large sum of money

存折HSK 7
cúnzhé

passbook, bankbook

家用HSK 7
jiāyòng

for household use, domestic use

封顶HSK 7
fēngdǐng

to top out, to cap the roof; to reach the upper limit, to hit the ceiling (prices, salaries, etc.)

差额HSK 7
chā'é

difference in quantity or value

年薪HSK 7
niánxīn

annual salary, yearly salary

并购HSK 7
bìnggòu

merger and acquisition

开支HSK 7
kāizhī

expenditure, spending

开销HSK 7
kāixiāo

expense, expenditure

折合HSK 7
zhé

to convert, to be equivalent to (often used for currency, units of measure)

抵消HSK 7
dǐxiāo

to offset, to cancel out, to neutralize each other's effect

HSK 7

to sign, to put one's seal on (to confirm, to pledge)

拖欠HSK 7
tuōqiàn

to delay repaying a debt or making a payment

HSK 7

to flick, to push (to move something)

拨款HSK 7
kuǎn

allocated funds, appropriation (budget)

挂失HSK 7
guàshī

to report a loss

HSK 7
nuó

to move, to shift

HSK 7
zǎn

to save up, to accumulate

支票HSK 7
zhīpiào

check (finance)

收据HSK 7
shōu

receipt

收支HSK 7
shōuzhī

revenue and expenditure, income and expenses

欠条HSK 7
qiàntiáo

IOU, debt note.

款项HSK 7
kuǎnxiàng

sum of money; amount

活期HSK 7
huóqī

demand (deposit), withdrawable at any time

磁卡HSK 7

magnetic card (a card with a magnetic strip for storing data, e.g. bank card, credit card)

私房钱HSK 7
fángqián

private savings, secret money

税务HSK 7
shuì

tax affairs, taxation

窟窿HSK 7
long

hole; gap

HSK 7
chóu

to prepare, to arrange, to manage

筹措HSK 7
chóucuò

to raise, to arrange (money, resources)

算账HSK 7
suànzhàng

to settle accounts, to do the bookkeeping

管理费HSK 7
guǎnlǐfèi

management fee

紧缩HSK 7
jǐnsuō

to shrink, to contract

缩水HSK 7
suōshuǐ

to shrink, to contract (usually referring to fabric after washing)

HSK 7
jiǎo

to pay, to hand in (money, taxes, fees)

缴费HSK 7
jiǎofèi

to pay a fee, to pay (a bill, a charge)

网点HSK 7
wǎngdiǎn

service point, branch (of a bank, post office, telecom company, etc.)

股市HSK 7
shì

stock market

股民HSK 7
gǔmín

stock investor

自费HSK 7
zìfèi

to pay for oneself, to cover one's own costs

英镑HSK 7
yīngbàng

British pound

行情HSK 7
hángqíng

market price; market conditions

见钱眼开HSK 7
jiànqiányǎnkāi

to light up at the sight of money; money-grubbing

财力HSK 7
cáilì

financial capacity, economic strength

财政HSK 7
cáizhèng

public finance, state finances

财经HSK 7
cáijīng

finance and economics

贬值HSK 7
biǎnzhí

to depreciate; to lose value

返还HSK 7
fǎnhuán

to return, to give back (usually used in official or legal contexts)

还款HSK 7
huánkuǎn

to repay a loan, to pay back borrowed money

退休金HSK 7
tuìxiūjīn

retirement pension

透支HSK 7
tòuzhī

to overdraw beyond the account balance (credit card, bank account)

逾期HSK 7
yúqī

overdue, expired

集资HSK 7

to raise capital, to pool funds

零花钱HSK 7
línghuāqián

pocket money

顺差HSK 7
shùnchā

surplus (trade)

预算HSK 7
suàn

budget (noun)

高额HSK 7
gāo'é

high (of an amount, cost); large

Learn Chinese vocabulary — Tài chính topic

The Tài chính topic set gathers 113 common Chinese words across HSK 1, 2, 3, 4, 5, 6 and 7. Instead of learning by scattered alphabetical lists, you learn whole word clusters in the Tài chính context — which helps learners associate them more easily and remember them longer.

Every word has clear pinyin and English meanings. Read each word aloud, build example sentences, then review with flashcards so your Tài chính vocabulary enters long-term memory. Once you're comfortable with this topic, browse more Chinese vocabulary topics to expand your vocabulary alongside the HSK pathway.

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